MR. RAJESH BABU N ,DR. E RAJAMANICKAM
DOI: https://doi.org/This study explores how financial transparency and responsible investment are influenced by millennial investors’ financial literacy and cognitive biases in Telangana. Drawing on behavioural finance and responsible investment literature, it examines how knowledge gaps and psychological predispositions shape investment behavior. A conceptual model is proposed featuring four independent variables (financial literacy, overconfidence, herd mentality, and loss aversion) impacting responsible investment as the dependent variable. Data will be collected via a structured survey of millennials in Telangana, and analyzed through structural equation modelling. The findings aim to guide policymakers and financial educators seeking to enhance transparency and promote ethical investment practices among young investors.
