LAYLAN SYAFINA, ERLINA, ISKANDAR MUDA, ARI IRAWAN

DOI: https://doi.org/

The purpose of this research is to analyze the influence of mudharabah financing, murabahah financing and musyarakah financing on the profitability of Islamic banks in Indonesia as proxied by ROA both partially and simultaneously. The research methodology uses quantitative research where secondary data is used in the form of ROA data, mudharabah financing, murabahah financing, and musyarakah financing using a time span from 2021 to 2024 using monthly data. Data processing uses the Eviews 10 application with classical assumption testing and hypothesis testing. The results show that mudharabah financing has no influence on the profitability of Islamic banks. Murabahah financing has a significant influence on the profitability of Islamic banks. Musyarakah financing has a significant influence on the profitability of Islamic banks. The simultaneous test shows that mudharabah financing, murabahah financing and musyarakah financing have a significant influence on the profitability of sharia banks.